By Vincent Howard, CPA | Managing Partner, Howard, Howard and Hodges | SkillAbility for Accounting Firms Last updated: 2026 | 12-minute read TL;DR — The Short Answer The 70-20-10 rule says people learn roughly 70% from experience, 20% from coaching and relationships, and 10% from formal training. It’s directionally right — courses alone never built
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By Vincent Howard, CPA | Managing Partner, Howard, Howard and Hodges | Skillability for Accounting Firms Last updated: 2026 | 13-minute read The Short Answer (TL;DR) Most new accounting hires take 60–90 days to reach independent productivity — not because they’re slow or under-qualified, but because the firm’s onboarding leaves them to absorb the job
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